Services and Products for Intended Parents
Whether you need help with egg donor insurance for the Donor and/or Recipient, guidance for your Gestational Carrier’s maternity, health, or life insurance, or to set-up post birth coverage for your newborn(s), we are here to assist you and guide you through the process! If you are a domestic or international Intended Parent, we have programs customizable to your needs for every phase of the journey.
ART Risk has been absolutely essential in helping us navigate tricky insurance situations. Thank you for your support. We won’t forget the critical part you played in our journey to parenthood. We will be advocating on your behalf with all people we encounter who are considering going down the journey to parenthood and need insurance guidance.
Validating a Gestational Carrier’s insurance policy to confirm there are no surrogacy exclusions or subrogation clauses that would deny payment of maternity medical claims.
With an Egg Donor and Recipient policy in place, insurance will cover complications arising from medications, donor retrieval, and/or embryo transfer.
A policy designed to replace income and/or childcare and housecleaning expenses, due to physician ordered bedrest for the Gestational Carrier.
A program that contains the costs for Donors and Gestational Carriers during the IVF cycle away from the home clinic, the Local Monitoring service achieves time savings and an average financial savings of 30% off retail costs.
A Hospital Indemnity policy is used as an ancillary product in conjunction with other medical insurance, providing added benefits upon the member’s admittance to the hospital.
The ART Risk Team will provide an initial consultation, a market search to determine available ACA policies, and one-on-one help for the Gestational Carrier throughout the application process and into her journey.
ART Risk ACA Premium Bill Monitoring Specialists manage all ACA monthly premium payments for your journey, ensuring the policy remains paid and active.
Maternity policies specifically written for surrogacy and not subject to ACA changes or exclusions.
This plan offers peace of mind and the knowledge that the financial well-being of Intended Parents and the Gestational Carrier’s families will be protected in the event of the Surrogate’s death.
A comprehensive claims management for all medical claims and bills. Our Claims Management team takes the responsibility of vetting all claims to ensure you are not overpaying and claims are processed correctly
Available for singletons and twins born in the United States through surrogacy, Newborn Insurance covers newborn liability medical expenses.
Available for singletons and twins born in Canada through surrogacy, Newborn Insurance covers newborn liability medical expenses.
A program that negotiates payments to the providers for newborn medical expenses incurred from the delivery, in-patient services, as well as out-patient needs following discharge for newborns born in the U.S. or Canada.
A prescription savings program that offers instant savings for your fertility medications on both brand name and generic prescription medication.
A comprehensive service for obtaining medical records, writing a findings report, and pre-certifying your Gestational Carrier for future insurances.