Newborn Insurance Options
Available for Singleton and Twins born in the U.S. or Canada through surrogacy, Newborn Insurance covers nursery stay, outpatient care, and medically necessary NICU medical expenses. It is best practice to discuss Newborn Insurance options with your Client Success Advisor upon match with the Gestational Carrier for both domestic and international Intended Parent(s).
OUR SERVICE
- Consultation to determine which Newborn Insurance option best meets your needs according to geographical location.
- Customizable programs available to minimize any financial exposure and ensure quality care for your newborn.
A licensed, retail health Insurance Agency with over 20 years of experience, we are true experts in this field, including appointments with multiple carriers and undeniable product knowledge. ART Risk has consulted on over 5K Newborn Insurance plans and cost containment programs since 2010.
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NEWBORN INSURANCE CARRIER OPTIONS |
SINGLETON PREGNANCY |
TWIN PREGNANCY |
PRICING RANGE ≈ $USD MINIMUM - MAXIMUM |
COVERAGE LIMITS |
TRAVEL INSURANCE |
PLACEMENT DATE |
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GREAT MORNING |
YES |
YES |
SINGLETON: |
TWINS: ≈$90K |
SINGLETON: |
TWINS: $220K |
AVAILABLE FOR PURCHASE |
12TH-32ND WEEK OF GESTATION |
|
BUPA |
YES |
YES |
$4K-$8K per year |
UP TO $5M |
INCLUDED |
4 to 5 MONTHS PRIOR TO TRANSFER (must be in place 10 months before use) |
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ALLIANZ (subject to underwriting) |
YES |
NO |
$4K-$8K per year |
Up to $30K or $40K |
INCLUDED |
UPON MATCH (must be in place 8 months before use) |
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LLOYD'S OF LONDON |
YES |
NO |
$20K-$48K |
$100K-$500K |
AVAILABLE FOR PURCHASE |
CONFIRMATION OF HEARTBEAT - 32nd WEEK |
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THE NEWBORN RESOURCE* |
YES |
YES |
$1K/BABY ENROLLMENT FEE Bills $2K/BABY WITH NO CAP LIMITATION |
NONE / NOT INSURANCE |
AVAILABLE FOR PURCHASE |
UP TO 15 DAYS AFTER BIRTH |
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*The Newborn Resource is not an insurance option but rather a cost containment program that negotiates payments to the providers for newborn medical expenses incurred from the delivery, in-patient services, as well as out-patient needs following discharge for newborns born in the U.S. or Canada.
