Workers' Compensation

A policy to protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents. In almost every state, businesses are required to buy Workers’ Compensation insurance.


  • Medical care from injury or illness on the job
  • Replacement income/Loss of wages
  • Costs for retraining
  • Compensation for any permanent injuries
  • Survivor benefits in the event of an employee death

If an employee collects Workers Compensation, the ability to file suit against the employer is limited.

ART Risk Solutions obtains multiple quotes to ensure clients are properly covered and competitively priced.

Depending on the need, a quote can be provided in 48 hours after receiving all information requested and applications, giving clients the ability to choose and bind coverage within 72 hours of starting the process.

An American worker is injured every seven seconds, 12,900 workers per day, 4.7 million per year.