Q&A
A: Prior to match! We are happy to have a conversation with you (free of charge) prior to match so you know what questions to ask your agency/attorney in regards to the insurance aspect of your journey.
A: We get the overwhelm feeling and we can help! ART Risk offers a monthly webinar for Intended Parents “An Introduction To Insurance”. This is a great opportunity to learn more about the insurances needed for your upcoming contractual obligations as well as a chance for you to ask our insurance expert any specific questions you may have. CLICK HERE to register for an upcoming webinar that works best for your schedule.
A: The answer is yes, it is best practice to consider the insurance for your newborn prior to birth. If one parent is on the birth certificate, that is the insurance that should be used. If both parents are on the birth certificate, then choose the insurance that will work best for you. If you are an International Intended Parent and/or do not have an insurance plan, don’t panic! The Affordable Care Act (ACA) allows a newborn to secure insurance up to 60 days after birth that will be backdated to date of birth. When selecting a plan, be sure to find a plan that includes the baby’s pediatrician as well as the hospital where the baby was born. It is important to do the research prior to selecting a plan to select a plan that best suits your needs. While you cannot apply until the baby is born, you can do all the research prior to birth and be ready to apply after the birth if an ACA plan is necessary.
Click on each of the photos below to learn more about insurance options for each phase of the surrogacy journey.
