Virginia Hart
Virginia Hart
CEO and Founder
Virginia Hart has been an insurance agent for over 25 years, the last 20 years specializing in insurance for all aspects of assisted reproduction. As founder and CEO of ART Risk Financial and Insurance Solutions, Inc. she remains current on insurance issues and works with her clients to find the best solution, whether it be through commercial insurance, specialty products, or financial case management.
It is because of her extensive breadth of knowledge and expertise in the Assisted Reproductive Technology (ART) field, Virginia is known as an industry leader. She is a requested guest lecturer at the ABA (American Bar Association) Family Law section yearly conferences, the LGBT Center in New York City conferences as well as SEEDS Brown Bag Series events. Additionally, Ms. Hart has a published article in the ABA Section of Family Law “Family Advocate” magazine and serves on the Men Having Babies Advisory Board. As CEO, Virginia works to develop products and cost management solutions in the ART community, as the insurance world is ever changing. Virginia states: “Helping to find financial solutions for people wanting to create a family in the ART community is one of my greatest joys. Seeing their dreams come true drives our company forward to find the solutions to help make their dreams come true.”
Sarah Paige
Sarah Paige
COO
Sarah Paige has been a professional in the ART (Assisted Reproductive Technology) insurance field since 2010. As Chief Operating Officer of ART Risk Financial and Insurance Solutions, Inc., and a licensed insurance agent, she remains current on all insurance issues pertinent to the ART field and works to find the best solutions for the ART Risk Solutions clients embarking on surrogacy journeys. With her extensive breadth of knowledge and expertise in the ART community, Sarah has been requested as a guest speaker for American Bar Association Section of Family Law, SEEDS Brown Bag Series, and podcast, “Put A Baby In Me”. One of Ms. Paige’s professional accomplishments was serving as an expert witness for Nevada State Assembly Bill AB472 alongside its Author, Kimberly Surratt, in the 2019 legislature with Nevada accepting and placing into law inclusive insurance language for surrogacy coverage. She is an insurance liaison for the Above The Law blog, has written/co-written several articles for the quarterly SEEDS newsletter, served as the SEEDS Co-Chair for Membership 2020-2021, and currently serves on the Men Having Babies Advisory Circle. Ms. Paige’s focus is always to offer clients the knowledge to help them better understand their liability exposures and the best available financial risk management solutions with her emphasis in enabling the ART community to make the soundest insurance choices for a surrogacy journey.
Candace Greer
Candace Greer
Director of Agent Operations
Candace Greer began her career at ART Risk in 2014 and has been a licensed agent since 2016. As Director of Agent Operations, she oversees all ART Risk licensed agents as well as the Policy Validations department. Her clients (and team members) often describe her as tremendously dedicated because she continually delivers timely communication and excellent service to her agencies and Intended Parents while providing accurate information to her clients about the necessary policies needed for each unique journey. Candace attends yearly conferences and monthly webinars (including SEEDS, ABA, ASRM, and Men Having Babies) to advance her knowledge about the ART industry and learn new information about the insurance options for her clients.As well, she has served as a speaker on the Budgeting and Insurance panel at several of the Men Having Babies conferences across the country. Because of her experience, extensive knowledge, and immeasurable commitment and drive, Candace is highly regarded by the agencies and Intended Parents that she assists.
"I am blessed with a family of my own and being able to be a small part in helping others have a family is amazing."
Candace loves camping with her family and traveling anywhere while making new memories. She is Mom to both a grown son and daughter; and she enjoys watching them in their respective activities and spending time together as a family.
Jesse Montano
Jesse Montano
Director of Client Operations
In 2007, Jesse Montano began his career specializing in insurance for the ART community and began working at ART Risk in 2011. Bilingual in Spanish and English, Jesse has served in many roles on the ART Risk team because of his passion for his work, and recently transitioned to Director of Client Operations. With his contagious energy and commitment to serve our ART Risk clients with the utmost care, while providing knowledge, and striving to continually improve our services, Jesse seeks to build relationships with clients through his genuine nature and enthusiasm for his work in the ART community.
“It gives me great joy to assist Intended Parents to fulfill their dreams of creating a family. I personally have my own dream of creating a family through surrogacy or adoption, so I can really empathize with each individual journey and the overall process. I have gotten to know many industry professionals on a personal level and can honestly say, they are my friends. I care greatly for the work we are ALL doing collectively, to help people see their dreams of building families come truie.”
Jesse is the middle child of 5 and was raised by a single Mom, who he says instilled manners, faith, and most importantly, a strong work ethic. He is big on family co-existing with one another and creating meaningful memories. Jesse loves traveling (including to all the ART industry conferences throughout the US) and is a true warrior, as he is very open about his cancer journey, and thankfully, is currently in remission.
Denise Steele
Denise Steele
Director of Business Development
When Denise learned she could not have her own biological children, she began a blog titled, “Hope4Fertility.com”. With this blog, she became connected to many ART industry professionals because of her passion for helping others also find a way to create their own families. Denise then began her career in the ART community in 2014. With her enthusiasm to build deep-seated relationships amongst other ART professionals, and her profound desire to see as many people as possible find their way to parenthood, Denise joined the ART Risk team as the new Director of Business Development in 2023.
Ms. Steele states, “No matter how our children come to us, they are ours to love, adore, teach, and protect. When they come via donor and surrogacy journeys, our family support is just that much greater.”
Having been an Intended Parent herself, Denise loves the opportunity to be a small part of helping others build their families through her work at ART Risk. Ms. Steele has immense respect for the Donors and Surrogates who make incredible commitments and sacrifices to help others become parents. As a proud mom to her 3 boys who were born within 12 months; her oldest adopted and her identical twin boys came via the single egg that was retrieved from an egg donor, Denise’s personal and experience brings a unique perspective to her position at ART Risk.
