KEY STAFF MEMBERS

Virginia Hart has been an insurance agent for over 25 years, with the last 20 years dedicated to specializing in insurance for all aspects of assisted reproduction. As the founder and CEO of ART Risk Financial and Insurance Solutions, Inc., Virginia remains at the forefront of insurance issues, leveraging her expertise to collaborate with industry professionals and insurance carriers. Her efforts are aimed at developing innovative policies that ensure the protection of all parties involved in a surrogacy journey.

Virginia focuses on fostering partnerships with industry leaders and conducting extensive research to identify the best coverage options available for surrogacy journeys. She is instrumental in creating policies tailored to address the complexities of assisted reproduction, providing solutions through commercial insurance, specialty products, and financial case management.

Recognized as an industry leader due to her extensive knowledge and experience in the Assisted Reproductive Technology (ART) field, Virginia is a sought-after speaker at prestigious events such as the ABA (American Bar Association) Family Law section conferences, the Academy of Adoption and ART Association (AAAA) yearly conferences, and SEEDS Brown Bag Series events. She has also contributed a published article to the ABA Section of Family Law’s “Family Advocate” magazine.

Virginia’s passion for helping individuals and families navigate the financial aspects of their ART journeys continues to drive the ART Risk mission. She states, “Helping to find financial solutions for people wanting to create a family in the ART community is one of my greatest joys. Seeing their dreams come true inspires us to innovate and provide the support they need to achieve their goals.”

Sarah Paige has been a professional in the ART (Assisted Reproductive Technology) insurance field since 2010. As Chief Operating Officer of ART Risk Financial and Insurance Solutions, Inc., and a licensed insurance agent, she remains current on all insurance issues pertinent to the ART field and works to find the best solutions for ART Risk Solutions clients embarking on surrogacy journeys. With her extensive breadth of knowledge and expertise in the ART community, Sarah has been requested as a guest speaker for the American Bar Association Section of Family Law, SEEDS Brown Bag Series, and various surrogacy podcasts.

Sarah’s professional accomplishments include serving as an expert witness for Nevada State Assembly Bill AB472 alongside its author, Kimberly Surratt, in the 2019 legislature, resulting in Nevada adopting inclusive insurance language for surrogacy coverage. She is the President of the Insurance Access and Equity Alliance (IASE) and serves as Co-Secretary Officer for SEEDS (Society for Ethics in Egg Donation and Surrogacy). Additionally, Sarah is an insurance liaison for the Above The Law blog and has co-authored several articles for the quarterly SEEDS newsletter.

Sarah’s focus is to empower clients with knowledge, helping them understand their liability exposures and the best financial risk management solutions while she collaborates with industry professionals and state legislation to make access to care more readily available.

Candace Greer began her career at ART Risk in 2014 and has been a licensed agent since 2016. As Director of Agent Operations, she oversees all ART Risk licensed agents as well as the Policy Validations department. Her clients (and team members) often describe her as tremendously dedicated because she continually delivers timely communication and excellent service to her agencies and Intended Parents while providing accurate information to her clients about the necessary policies needed for each unique journey. Candace attends yearly conferences and monthly webinars (including SEEDS, ABA, and ASRM) to advance her knowledge about the ART industry and learn new information about the insurance options for her clients. Because of her experience, extensive knowledge, and immeasurable commitment and drive, Candace is highly regarded by the agencies and Intended Parents that she assists.

"I am blessed with a family of my own and being able to be a small part in helping others have a family is amazing."

Candace loves camping with her family and traveling anywhere while making new memories. She is Mom to both a grown son and daughter; and she enjoys watching them in their respective activities and spending time together as a family.

In 2007, Jesse Montano began his career specializing in insurance for the ART community and began working at ART Risk in 2011. Bilingual in Spanish and English, Jesse has served in many roles on the ART Risk team because of his passion for his work, and recently transitioned to Director of Client Operations.  With his contagious energy and commitment to serve our ART Risk clients with the utmost care, while providing knowledge, and striving to continually improve our services, Jesse seeks to build relationships with clients through his genuine nature and enthusiasm for his work in the ART community. 

“It gives me great joy to assist Intended Parents to fulfill their dreams of creating a family. I personally have my own dream of creating a family through surrogacy or adoption, so I can really empathize with each individual journey and the overall process. I have gotten to know many industry professionals on a personal level and can honestly say, they are my friends.  I care greatly for the work we are ALL doing collectively, to help people see their dreams of building families come truie.”

Jesse is the middle child of 5 and was raised by a single Mom, who he says instilled manners, faith, and most importantly, a strong work ethic. He is big on family co-existing with one another and creating meaningful memories.  Jesse loves traveling (including to all the ART industry conferences throughout the US) and is a true warrior, as he is very open about his cancer journey, and thankfully, is currently in remission.