ART Risk provides comprehensive insurance solutions beyond the ACA Open Enrollment period,ensuring your surrogacy journey remains secure every step of the way. Guided by our unwavering commitment to effectively navigate the complexities of insurance, we empower Intended Parents with the confidence and peace of mind they deserve for those
NEW Short-Term Options For Transfers From June-November for Our Independent Journeys

- Designed to bridge coverage gaps for Gestational Carriers before ACA enrollment.
- Includes enrollment assistance for IVF Complications Insurance and tailored Short-Term policies.
- Simplifies the transition to an ACA plan, ensuring seamless policy management and coordination.
- Provides expert negotiation for self-pay rates and oversight of Premium payments.
- Reduces the stress of navigating insurance complexities with professional guidance at every step in a more cost-effective way.
- Offers flexible policy durations from June to December.
- Covers critical medical services for Gestational Carriers, including ultrasounds and prenatal visits.
- Provides customizable coverage levels with maximum plan benefits starting at $250K.
- Designed to transition into a Contingent or Primary plan in coordination with ACA enrollment.
- The flexibility of cash pay with the backing of insurance
- Zero Up-Front Deductible
- Cash payment to providers with claims management available
- Deductible due if the policy is activated as a Primary plan.