Apply for Donor and Recipient Insurance

ART Risk Solutions is the insurance broker for two options of Donor and Recipient Complications Insurance.  The chart below explains the policy choices.  Please choose which option best suits your needs and click the APPLY NOW button to be directed to the online application.


IVF Cycle Complication Insurance Coverage®
  • Policy Price: $265, one-time payment
  • Coverage Amount: $250K
  • Network of Providers – First Health Network
  • Zero Deductible
  • Accidental Death coverage of $100K included at no additional cost
  • Accidental Paralysis coverage of $100K included at no additional cost
  • Loss of Reproductive Organs rider available with additional premium
  • 4 month or 6 month coverage options

Egg Donor and Recipient Complications Insurance
  • Policy Price: $385, one-time payment
  • Coverage Amount: $250K
  • No network of providers
  • Zero Deductible
  • Accidental Death coverage of $100K included at no additional cost
  • Accidental Paralysis rider of $100K available with additional premium of $160
  • Loss of Reproductive Organs rider available with additional premium
  • 4 month policy

The effective date of the policy is the medication start date of the cycle for both policies. This policy is purchased per cycle.  Therefore, if another cycle commences within the coverage period, a new policy must be purchased. The policy covers complications that may arise from the medication, retrieval of egg(s) or transfer of the embryo (depending on the coverage selected).  Policy does not cover the actual medication or procedure costs.

If you have any questions or would like additional information on pricing/coverage, please contact our Client Services Manager, Jesse Montano for a consultation at no charge:

Email: jesse@artrisksolutions.com

Phone Number:  661-705-9742